Buying a home will be the single largest investment and financial commitment anyone is likely to make and should not be taken lightly and taking the right advice and guidance is sensible and necessary and we are here to offer that to our clients. First time buyer or home mover our experience and expertise are available to you to secure the finance, and guide and support your through the process liaising with estate agents, solicitors and other third parties until you complete on your purchase.

Once you own your home ensuring you have the right finance in place will remain important as interest rates may change, your mortgage product comes to an end you want to know you are not paying more than you must. Regular reviews are essential, and we stay connected with our clients to ensure they are informed and up to date when they need to be if and when a remortgage may be required.

There are some clients, or their target property that does not work for the High Street Lenders because it just does not fit their criteria fortunately, we are not limited to standard mortgage providers and have access to and liaise directly with niche lenders where a more practical lending approach is needed.

We will always assess our client’s full needs and circumstances making sure we understand every detail to allow us to source the right solution for every purchase or remortgage scenario:

  • First time buyers
  • Home Movers
  • Re-mortgage
  • Foreign Nationals
  • Self-employed and complex income mortgages
  • New build purchases
  • Non-Standard property purchases
  • Shared Ownership purchases
  • Clients with adverse credit history

Buy to Let

Becoming a landlord for the first time can be complicated and sourcing the right finance to maximise your investment is vitally important, we have a detailed knowledge of this market and the providers that our clients can rely on to secure the right product for their circumstances.

We are able to support those clients who have become “accidental” landlords and require guidance on a Consumer Buy to Let product.

Established landlords who buying more property or restructuring their existing portfolios for cost benefits or capital raising can rely on our expertise to secure the most competitive solution for them.

We have extensive experience in dealing with a range of clients and scenarios:

  • First Time Landlord
  • Limited Company Applicants
  • Offshore Companies
  • Flats above commercial premises
  • HMOs (Houses in multiple occupation including student lets)
  • Multi-Unit Freehold Blocks (MUFBs)
  • Consumer Buy to Let

About Us

Property Finance Specialists

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About Us


Residential | BTL | Commercial

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Specialist Finance

Bridging Finance | Development Finance | Second Charge Mortgages | Commercial Mortgages

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Specialist Finance


Home Insurance | Life Insurance

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Home Capital Wealth Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register ( under reference 844902.

The FCA does not regulate some Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

Home Capital Wealth Limited Registered Address: 85 Great Portland Street, First Floor, London, England, W1W 7LT Registered in England and Wales No:07271705.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £599.00.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.